Who is Eligible For Medicare? (2024)

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Medicare stands as a beacon of health coverage for millions of Americans as they transition into their golden years. Understanding the eligibility criteria is important to not only accessing this vital healthcare program but also for planning for retirement. In this blog post, we’ll go over all the forms of eligibility for Medicare. It’s important to remember that Medicare covers nationwide and is not just limited to Connecticut.

The primary pathway to Medicare eligibility is age. Most individuals become eligible for Medicare when they turn 65. At this age, you qualify for Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). It’s important to note that enrollment is not automatic for everyone; some individuals need to take proactive steps to sign up during specific enrollment periods. (We can help you do that at Fuchs Financial! Fill out a contact form to get in touch with us if you need to.)

This image is a picture of prescriptions with a medicare insurance card alongside the text of eligibility due to disability

While age is a common qualifier, individuals under the age of 65 can also be eligible for Medicare if they have a qualifying disability. Individuals who have received Social Security Disability Insurance (SSDI) for at least 24 months are automatically enrolled in Medicare. This provision ensures that those facing health challenges can access the necessary healthcare services.

In addition to age and disability, eligibility for Medicare extends to individuals with specific medical conditions. People diagnosed with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS) are eligible for Medicare regardless of age. ESRD, often requiring dialysis or a kidney transplant, and ALS, a progressive neurodegenerative disease, trigger immediate access to Medicare benefits.

This image shows a medicare card

Medicare eligibility can be complex but with the knowledge of age-based eligibility, disability provisions, and specific medical conditions, individuals can confidently unlock the doors to comprehensive healthcare coverage. At Fuchs Financial, we can help you with any Medicare questions you may have. Reach out to us here!

The commentary on this article reflects the personal opinions, viewpoints and analyses of the author, Josh Kerchis, and should not be regarded as a description of advisory services provided by Foundations Investment Advisors, LLC (“Foundations”), or performance returns of any Foundations client. The views reflected in the commentary are subject to change at any time without notice. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security, or any security. Foundations manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Foundations deems reliable any statistical data or information obtained from or prepared by third party sources that is included in any commentary, but in no way guarantees its accuracy or completeness.

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