Retirement Financial Planning

Retirement Advisor Services

Maximize the returns on your hard work

Focus on keeping your bank account healthy so that you can retire a happy person instead of feeling disappointed about getting so little in return for so much hard work. Retirement is an absolute minefield for people who are not well versed in financial planning, income planning and taxes. That’s wheere Fuchs Financial can make your retirement a breeze!
Maximize the returns on your hard work

Why It’s Important

A good advisor is a gold mine of useful information, even temporary consultations can completely change how you view your life’s work, and retirement in general.
Hiring an advisor will help immensely in the short and long run, make the transition painless, and keep you safe from potential traps that may lurk behind niche industry lingo. Planning means building a solid foundation for the future!

The Right Mindset

If you’re reading this, it’s because you’ve gotten to the stage where you’ve seen what wisdom can achieve as opposed to raw tenacity, blind patience or hustling away in life!
Retirement doesn’t mean we stop talking about the income game, on the contrary, any retirement advisor worth their salt knows that this is a foundational discussion to have with their client.

Guaranteed Income

Social
security

pensions

existing
annuities

and
more!

Income Generating Investments

IRAs

401k

taxable investment
accounts

various savings
accounts

Elements of A Successful Retirement

Above Money – A New Purpose!

It makes sense to plan for finances, but don’t forget to find a purpose. Maybe you already have one – or more than one! But many people see retirement as freedom – a time to refresh their lives. Others stand to lose more by losing their day job because of habit, or just finding their job fulfilling enough to feel an actual sense of loss upon retiring.

Challenges Beyond Just Finances

Anyone who’s finished college also knows that feeling of freedom but also not having a fixed obligation to drive you day-in and day-out. Retirement invokes that same feeling but amplified because there’s no expectation of you having to find a job.
The emotional side of retirement might even be harder than the financial side. At Fuchs Financial, we can help you with both and point you in the direction you need to go to enjoy all the benefits of retirement.

What About Your Health?

On top of financial issues, the USA is facing a medical crisis. All the numbers show that our nation has been facing a health decline even before Covid-19 broke out. Healthcare is expensive, as you probably know. That’s why we put extra emphasis on including healthcare as a topic in our analysis for all our clients. Discussions on how you want to manage your own health after retirement are crucial.

Turning Uncomfortable Thoughts Upside-down!

No person ever sees themselves ending up in a nursing home or assisted living facility. These conversations can sometimes be uncomfortable but the best retirement advisors know that the future is much brighter because of this brief moment of discomfort. What we get out of your vision of the future is a distinct and personalized checklist of steps we need to do. And believe it or not, that’s more than enough.

Lifestyle Change – Unnecessary Liabilities

01

Any serious plan for the future has to involve a discussion on what your necessary and unnecessary liabilities are.

02

The success of our plan also depends on what spending habits you develop over time, and how much of that spending is serving you vs. draining you.

Getting Answers

Setting some expectations for our first meeting:

How much do you actually need?

We will go over how much money you need exactly, in order to retire with your current retirement plan and goals. This will set the stage to work on building or improving your plan.

Debt & Savings

We can move step by step and cover debt elimination and savings in detail, so that there are no pitfalls waiting for you in the future. This is an essential step!

Change Is Inevitable – Embrace it!

Think about who you’re taking advice from! Someone who’s going to retire in 2022 is in a much different financial landscape than someone who retired in 2012. The economics of the numbers just don’t match, so when someone you know gives you specific advice on, say, the amount of money you can comfortably retire with, know that even if they’re a family member and you share a similar lifestyle, they might have retired in an entirely different financial climate.
The working class of today is in a worse retiring condition than their parents! Young people seem to be worried about everything except their own financial future, and middle-aged employees are under constant pressure to achieve as much as they can, as soon as possible, because they also need to take care of their families – or start one if they haven’t already.
Being the richest country in the history of the world, it’s almost unthinkable that hard working citizens could fall prey to this kind of self-negligence.
But it makes sense given how specialization has driven us towards some things and further away from others. Realistically – no one has time to learn an entire college-worth of material in finance & economics just to start making a sensible retirement plan. That’s where the retirement advisors at Fuchs Financial come in!
Retirement planning is our specialization and we are here for you, so that you can focus your attention elsewhere. Our experts can help you keep multiplying your wealth, and make the system work for you!

The Devil Is In The Detail – Small Change, Big Difference?

When it comes to long-term planning, especially with savings and retirement, a key pillar of a professional advisor’s strategy is precision. In the big league, this is where the wheat gets separated from the chaff, and where clients can suffer greatly due to no fault of their own. In this game of numbers, the difference between 11% and 13% can sometimes be enough to leave you completely bankrupt, or on the flip side – make you more money than you’ve made during your whole career!

A View Through The Lens Of Numbers

Most people can’t even think about repaying their student loan debts, let alone think half a century into the future and create a worthwhile retirement plan. Although government systems like education and healthcare are considered “broken”, your retirement is still something that is absolutely under your control. You just need the right person to show you the right numbers in the right way. Once we are done with our preliminary consultations, you’ll have peace of mind knowing when and how you can retire and what steps you need to take to get you there.

The First Step For You is Now.

We’re here to tell our clients what their first steps are, but they are the ones who have to take them.
Inform yourself properly first – retirement as a topic should not scare you into inaction. The steering wheel is in your hands now, and we’re here to help you navigate the streets while you focus on what is important in life!

Why It’s Important

A good advisor is a gold mine of useful information, even temporary consultations can completely change how you view your life’s work, and retirement in general.
Hiring an advisor will help immensely in the short and long run, make the transition painless, and keep you safe from potential traps that may lurk behind niche industry lingo. Planning means building a solid foundation for the future!

The Right Mindset

If you’re reading this, it’s because you’ve gotten to the stage where you’ve seen what wisdom can achieve as opposed to raw tenacity, blind patience or hustling away in life!
Retirement doesn’t mean we stop talking about the income game, on the contrary, any retirement advisor worth their salt knows that this is a foundational discussion to have with their client.

Guaranteed Income

Social
security

pensions

existing
annuities

and
more!

Income Generating Investments

IRAs

401k

taxable investment
accounts

various savings
accounts

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